How To Get Medical Insurance For A Surrogate Mother

Getting surrogate insurance coverage, that is, medical insurance to cover the surrogate pregnancy, can be tricky. There are a few different options for obtaining practical surrogacy insurance, depending on the situation of the surrogate mother and intended parents.

First, if at all possible, plan to use the surrogate mother’s existing health insurance policy, probably thorough her employer or her husband’s. Most health insurance policies will cover a surrogate mother, as their own insured, while she is pregnant. It is frankly none of the insurance company’s business how she got pregnant!

But some insurance companies are going out of their way to prevent surrogate motherhood. Take a copy of the surrogate’s insurance benefits booklet to your surrogacy attorney to verify if you can use this policy.

If that doesn’t work, there are a few more ways to obtain surrogate insurance coverage. The easiest, and least expensive at this point is to purchase a regular individual plan from a local insurance agency. Watch, again, for exclusions with surrogate motherhood. Also, sometimes these plans come with a 6-12 month waiting period before they will pay for pregnancy.

It probably should be mentioned that the insurance policy an intended parent carries, most likely through their employment, will not cover the pregnancy of the surrogate mother, regardless of the fact that it is their biological child. The surrogate mother is not the insured party.

There are some surrogacy insurance policies specifically designed for surrogate mothers. These policies really only insure a worst case scenario event, cost thousands to purchase, and come with deductibles in the $5,000-10,000 range. Some intended parents choose to add this sort of policy onto an existing surrogate insurance coverage.

But what happens when a surrogate mother and her intended parents believe that they are covered, get pregnant, and then find out there was an error and her insurance company refuses to cover the pregnancy? Or what if she loses the coverage halfway through the surrogate pregnancy?

There are not too many private insurance companies out there willing to insure a preexisting condition, such as an already pregnant woman. (And if you find one, please let me know!) The options are few in this situation. The intended parents can either pay for the rest of the medical bills in cash, hopefully negotiating a better rate directly with hospitals and doctor’s offices, or they can purchase a discount medical card.

A discount medical card will save the intended parents some considerable money, but it is not the same as having actual surrogate insurance coverage. Still, it’s a terrific option for those in this sort of sticky situation, and can be obtained after the surrogate mother is already pregnant.

Actor-Singer Charged for DWI, Free on Bail

Actor-singer David Cassidy, best known for his role as Keith Partridge on the TV show -The Partridge Family,- was charged with felony driving while intoxicated in upstate New York. Tests showed his blood-alcohol content at 0.10.

The charge is a felony because Cassidy has a 2011 conviction for driving under the influence in Florida. The 63-year-old -Partridge Family- star is free on $2,500 bail.

Apple Bail Bonds To get out of jail on reduced bail you can contact Apple Bail Bonds1 in Paterson, New Jersey. Apple Bail Bonds understands how stressful the arrest of a friend or family member can be. Their professionally trained and experienced staff will work hard for you. Apple Bail Bonds will work tirelessly to get your loved ones released from custody quickly, and at very low rates. If you need assistance with any type of bail bond throughout Passaic County or the surrounding areas in New Jersey, Apple Bail Bonds can help. They will work with you every step of the way to handle all of the necessary paperwork in a friendly and respectful manner. And, everything you say is kept in strictest confidence, always. You can call them at 800-884-7136 or 862-203-3174. For more information, visit

Disclaimer: The contents of this page are general in nature. Please use your discretion while following them. The author does not guarantee legal validity of the tips contained herein.

1. Apple Bail Bonds: Apple Bail Bonds in Paterson, New Jersey is committed to helping people who have been charged with crimes get released from custody so they can go about their lives until their court dates. If you need assistance with any type of bail bond throughout Passaic County or the surrounding areas in New Jersey, the bondsmen at Apple Bail Bonds can help. You can call them at 800-884-7136 or 862-203-3174 or send mails at . Office is located at 799 Main Street, Paterson, NJ 07503. For more information, visit

The Effect Of Beeswax On Your Lips And On The Environment

Arguably, one of natures most highly appreciated and most widely used sweetener is honey. It is a delicious mix of complex and simple sugars dissolved in water, and it has a multitude of applications in cooking, baking and confectionery, among others.
Just as the bees made honey, they also made another helpful bee product called beeswax. Beeswax is a natural wax produced in the bee hive of honey bees. Throughout the ages beeswax has played a significant role in history and folk lore. From the myth of Icarus flying too close to the sun with wings made of beeswax to Pilyn who described a broth made from beeswax used as a remedy for dysentery and as a skin softener, beeswax was often used by the characters in ancient folk lore. Some cultures even used beeswax as currency.
Beeswax today has so many different uses. It is used in the production of a variation of candles. Beeswax candles burn brighter, cleaner, and longer than regular candles. It emits a subtle fragrance as it burns, which hints at the honey and nectar used to produce beeswax.
Another common application of beeswax is in lip balm. Lip balm is a waxy substance applied topically to the lips of the mouth to relieve chapped or dry lips. It is applied similarly to lip gloss, although for less cosmetic purposes. Lip balm made with beeswax also contains ingredients such as coconut oil and sunflower oil, which help moisturize the lips. Beeswax seals in all the beneficial ingredients to keep the moisture in each beeswax lip balm tube.
Among the many products taken from beeswax lip balm tube is the one product that is designed to soothe wind burn or dry, chapped lips, without the use of heavy petro-chemicals. And because it is a hundred percent natural, environmentalists actually promote the use of beeswax lip balm over chemical variants.
Truly, the inclusion of beeswax for lip balm is slowly making positive changes to the environment. And those who use beeswax lip balm not only help save the Earth, they also get healthy, luscious, moist lips to boot.

Scar Free Skin – You Can Get Rid Of Them

What do Al Pacino, Freddy Kruger, and Harry Potter have in common? Maybe it’s their devilish charm? Well, if you think that causing nightmares qualifies any of these guys for the good neighbor award of the month then maybe you’re right, but that’s not exactly what we have in mind. The one thing that does unite this handsome bunch of guys isn’t their outlook on life or their money-packed bank accounts; it’s actually a very basic piece of damaged tissue.

A Scar’s Life

It’s easy to identify a scar because it looks and feels different from normal skin. As a matter of fact, a scar’s formation is actually a manifestation of your body’s own defense mechanism. Can’t be? Well, you don’t have to believe everything you hear, but the truth is undeniable.

As your body attempts to close an open wound and protect itself from infection, it replaces normal skin tissue with rapidly generated scar tissue instead of normal skin structures and cells. This is what we normally call a scar.

The Various Types of Scars

There is no such thing one type of scar. As a matter of fact the skin tissue repair process usually leads to a very broad spectrum of different types of scars. This may lead to scars that range from an infinitesimal line to a variety of abnormal scarring that may even limit your mobility.

Here is a breakdown of some of the basic types of scars.

Raised skin scars: This type of scar is described as either hypertrophic or keloid scars. It is more often seen on darker skin than lighter skin. In order to treat this type of scar you need to use products that prevent scarring. This does not mean that you can cover your skin with an intense moisturizer and then be carefree. What you need to find are scar prevention products that offer a form of natural scar prevention so that your skin is treated gently and effectively.

Acne scars: Acne scars can affect anyone that has ever had a pimple. So how does one protect one’s skin? Well, the best form of protection is an effective acne scar remover that will offer scar treatment while also preventing future acne breakouts. It may sound impossible but there is a natural ingredient that offers both.

No one can simly write off effective acne scars prevention creams. The real problem arises when you try using a scar prevention cream that has promised a real solution and then left your skin high and dry – literally. So it’s a good rule of thumb to check the ingredients before purchasing the particular acne scars treatment. One such amazing ingredient is found in known as Helix Aspersa Muller Glycoconjugates that offers scar prevention without damaging your skin.

Rugs Online – Helpful Shopping FAQs

Summary: One of the easiest ways to shop for rugs is through online shopping as you can find hundreds and even thousands of different rugs online. Online shopping has provided us with the convenience to shop for any product right from the comfort of our home. It not only helps in saving our time, but also helps in cutting down costs.

FAQs about Shopping for Rugs Online

Why should you buy a rug online?

The primary advantage of buying a rug from an online store is the convenience to choose the right type of rug. When you visit a local store to buy a rug, you will have limited options and designs. Moreover, the available rug may not be as per your desired requirement. However, when you shop online, you can easily explore thousands of rugs in various sizes and patterns. You can easily find a rug as per your requirement.

How to identify the right online company to purchase your rug?

There are different methods to identify the right online company offering rugs. You can start by doing a simple search by using keywords that describe your requirement. You can then browse through the top results provided by the search engine and identify the one which offers safe transaction method and easy shipping. You can take the help of the search engine to find verified online shopping websites. You can find good deals by comparing the rugs offered by different online shopping websites.

How can you save money by shopping for rugs online?

Most of the online retailers and shopping websites offer special discounts and deals for a limited period of time. These deals keep changing from time to time. You can even find some online rug deals which allow you to save up to 40% to 50% of the total price of the rug.

How can you be assured of the quality of the rug before purchasing rugs online?

If you want to be assured of the rug quality, you can take the help of reviews and feedbacks posted by earlier customers on the shopping website. Most of the websites provide a feedback page and reviews where customers can leave a product feedback and rate the products offered by the website. Those reviews and feedbacks will not only help you in selecting the right online website but also the right rug deal.

Shopping for rugs online is an easy process which helps you in simplifying your requirements and accessing the best deals.

Prestige Sunrise Park The New Modern

PRESTIGE SUNRISE PARK ELECTRONIC CITY is an extravagant housing venture commenced by a renowned developers Prestige Group in the form of 1, 2, 2.5 and 3 BHK lavishness flats located at Electronics City-Phase-1 subsequent to Cyber Park & Neo Town Road/ Bangalore.

Considering as a city of electronic gardens & IT parks Bangalore city is also known as Silicon Valley of India. Having establishments of various IT/ITES/ BPOs/ FMCG, automobile, pharmacy/ aviation/ marketing & research growth industry as well as numerous reputed educational institutes Bangalore city has been remodelled into a glorious metropolitan region that is constantly demanding for more spacious accommodations or high end settlements in affordable price range. Providing peaceful shelter to the people of every class comes from different areas of the country Prestige Sunrise Park housing venture has been set as a stunning landmark venture among other property venture of the city.

Having rising number of neighborhoods & townships ventures mesmerizing city PRESTIGE SUNRISE PARK BANGALORE development of this region in the form of remarkable housing apartments such as villas, penthouses/ independent floors, row houses as well as commercial ventures retail spaces/ recreational centers/ plazas/ offices & many more. Offering living spaces within different sizes 1 BHK, 2 BHK/ 2.5 BHK & 3 BHK housing units with 631sqft to 1647sqft floor region Prestige Sunrise Park Electronics City presents sculpture skill of one of the most reputed & leading developer Prestige Group in a professional manner. Also eye-catchy infrastructure & quality living inside these abodes can be countable as an extra added advantage of this venture.

Enjoying immense greenery & peaceful location of the city Prestige Sunrise Park Bangalore campus is situated in Electronics City-Phase-1 next to Cyber Park & Neo Town Road along with close proximity to Neo Mall, proposed metro station/ Lords Plazza Hotel & Hosur Main Road/ Bangalore. In addition, Sprawled across 25 acres of total land region it is blessed PRESTIGE SUNRISE PARK international level facilities in the form of modern club house/ multipurpose hall/ gated community/ kids play region, more than 80% central green region, jogging track/ round the clock safety, 24 hours power backup/ modular kitchen, various outdoor & indoor gaming facility make this campus more extravagant among other property venture of the city

How To Point A Domain Name To A Website Hosting Account

Once you register a domain name, you need to point it to your hosting account in order for your website to display. How is this achieved? It’s not all that difficult.

Pointing a domain name is also known as “delegation”. A couple of other examples of jargon you’ll need to know about in connection with delegation are the terms are “name server” or “DNS server”; which are essentially the same thing.

A DNS (short for Domain Name System) server translates a name into numbers. You add your website host’s name server numbers to your domain name’s settings. That tells the Internet browser or other application where to search for the website for the related domain. At the other end, the web hosting server receives the request, looks at which name it is associated with on the server, searches for and then retrieves the right pages. All this happens automatically and incredibly quickly.

Each domain name needs to have the details of 2 name servers recorded. These are known as primary and secondary DNS servers. The secondary setting is there just in case the primary server is not functioning or is inundated with requests.

So, how do you get these DNS server details?

When you opened your website hosting account, your host probably provided the details in a “welcome” email. The DNS server details will usually follow this sort of format: (primary DNS or name server) (secondary DNS or name server)

If you no longer have these details, just ask your web host for them – they may even be listed on their web site.

You’ll then need to visit your domain registrar and log into your domain name administration interface. When logged in, search for options such as “delegation” or “nameserver” – try the domain registrar’s help or search feature if these aren’t apparent.

In the nameserver editing screen, there should be 2 or more boxes where you enter the nameserver details. Note that only the first 2 need to be entered in most cases, the rest can be left blank. Be sure that the primary DNS server goes n the first box and the secondary in the second.

With that done, save the changes and you should be set.

Bear in mind that it can take up to 24 hours for the new information to propagate throughout the Internet. During this “propagation” window, in some locations your domain name will be linked to your website hosting account and in other location it may not be until later on during this phase. Once this 24 hour time frame is over, the name should be fully associated with your web hosting account from any point on the planet.

Michael Bloch currently consults for Domain Registration Services, an Australian registrar – start your or review their plans